Connective

Often clients will want you to work through various scenarios with them. Widgets are simplified calculators that allow you to perform easy calculations across the following areas:

- Repayments.
- Extra Repayments.
- Interest Only.
- Property Fees.
- Product Comparison.
- Income Tax (including YTD).

Open the Research app and select Widgets from the main left-hand menu.

Use the top menu to navigate between the calculators

1. Open the Research app and select Widgets from the main left-hand menu.
2. Use the top menu to navigate between the calculators

Widgets allow you to enter basic information to perform calculations. These include the following:

Loan Repayments. Enter the following details in order to calculate repayment amounts:

- Loan Amount.
- Loan Term.
- Interest Rate.
- Frequency
- Interest Only

- Loan Repayments. Enter the following details in order to calculate repayment amounts:
 - Loan Amount.
 - Loan Term.
 - Interest Rate.
 - Frequency
 - Interest Only

Extra Repayments. Enter the following details in order to calculate the decrease in a loan term, based on extra repayments:

- Loan Amount.
- Loan Term.
- Interest Rate.
- Frequency
- Additional Payment. The dark blue line represented the loan with additional payments applies.

- Extra Repayments. Enter the following details in order to calculate the decrease in a loan term, based on extra repayments:
 - Loan Amount.
 - Loan Term.
 - Interest Rate.
 - Frequency
 - Additional Payment. The dark blue line represented the loan with additional payments applies.

Interest Only. Enter the following details in order to calculate the decrease in a loan term, based on Interest Only repayments.

- Loan Amount.
- Loan Term.
- Interest Rate.
- Frequency
- Interest Only Term. The dark blue line represents the Interest Only loan

- Interest Only. Enter the following details in order to calculate the decrease in a loan term, based on Interest Only repayments.
 - Loan Amount.
 - Loan Term.
 - Interest Rate.
 - Frequency
 - Interest Only Term. The dark blue line represents the Interest Only loan

Property Fees. Enter the following details to work out Property Fees on a state by state basis:

- State
- Purchase Price.
- Loan Amount.
- Security Type.
- Transaction Type.
- Property Purpose.
- First Home Buyer, Primary Residence and Foreign Buyer.

- Property Fees. Enter the following details to work out Property Fees on a state by state basis:
 - State
 - Purchase Price.
 - Loan Amount.
 - Security Type.
 - Transaction Type.
 - Property Purpose.
 - First Home Buyer, Primary Residence and Foreign Buyer.

Product Comparison. If you already know some product details, this widget allows you to perform a quick product comparison (across two loans) by adjusting the following details:

- Loan Amount.
- Loan Terms.
- Upfront Fees.
- Monthly Fees.
- Annual Fees.
- Fixed Rate.
- Fixed Term.
- Variable Rate.

- Product Comparison. If you already know some product details, this widget allows you to perform a quick product comparison (across two loans) by adjusting the following details:
 - Loan Amount.
 - Loan Terms.
 - Upfront Fees.
 - Monthly Fees.
 - Annual Fees.
 - Fixed Rate.
 - Fixed Term.
 - Variable Rate.

Income tax (Including YTD). This widget allows you to enter the Gross or Net income to calculate the income tax. Simply adjust the following:

- Income
- Payment Frequency.
- Annualise
   

- Income tax (Including YTD). This widget allows you to enter the Gross or Net income to calculate the income tax. Simply adjust the following:
 - Income
 - Payment Frequency.
 - Annualise

Note: When using the Annualise option you will be locked to dates within the same Financial Year.

Where do I find widget calculators?

What do widgets calculate?