In the Summary tab select Yes for Home Guarantee Scheme. Ignore the validation message as this will clear once you have completed the rest of your data entry.
2. In the Loans tab add your requested loan using the full loan amount.
3. In the Loans tab add any applicable First Home Owners grant.
4. In the Security tab first add your Real Estate Security first. You'll see the higher LVR listed in the Policy Check at this stage (i.e. 90%)
5. Click the +Security button to add another Security item.
6. Select the Type as a Home Guarantee Scheme - First Home Guarantee. You'll have two securities now (The actual Real Estate Asset and the Guarantee)
7. Click the Calculate button. This will populate a guarantee figure to pull the effective LVR to 80%
