Use this guide to understand the differences between Connective’s two commission plans and how to request a change. This helps you choose the option that best supports your business model and expected loan volumes.
What is the Connective commission plan structure?
Connective offers two commission plan options — Maximiser, Variable. Each plan provides access to Connective’s full broker services, with different fee models and commission splits designed to suit different business sizes and volume expectations.
Commission structures apply to Residential and Commercial Mortgages/Loans only. Asset Finance commissions, excluding QuickAF and Aggregator Commission, are always 100% paid to the broker.
Understanding the Connective Maximiser plan
The Maximiser plan suits established broking businesses confident in settling around $700k+ per month of residential/commercial loans.
Monthly volume | Upfront split | Trail split | Maximiser fee | Broker fee |
N/A | 100% | 100% | $880 + GST per month | $150 + GST per month |
This plan includes access to all Connective products and services, supported by your dedicated Partnership Manager.
Understanding the Connective Variable plan
The Variable plan is suited to brokers with inconsistent or growing volumes. It has a minimal monthly fee, and your commission share increases as your volume grows.
Monthly volume | Upfront split | Trail split | Broker fee |
$0 – $1M | 80% | 95% | $150 + GST per month |
$1M – $2M | 85% | 95% | $150 + GST per month |
$2M – $3M | 90% | 95% | $150 + GST per month |
More than $3M | 95% | 95% | $150 + GST per month |
Tip
If your expected monthly volume varies throughout the year, the Variable plan may offer better value until your pipeline stabilises.
Choosing the right plan for your business
When deciding which plan suits your needs, consider:
Your average and projected monthly settlement volumes
The certainty of your pipeline
Whether your business benefits more from lower monthly fees or higher commission splits
Your growth stage—new, scaling, or established
Changing Commission Plans
Connective allows you to change your commission plan twice a year.
If you change your commission plan then it will not affect the commission splits applied to any loans settled under a different plan. This means that if you change from a Maximiser to a Variable plan, any ongoing trail commission from loans settled under the Maximiser plan will continue to be paid at 100%.
How to request a change to your commission plan
If you want to move from one plan to the other, you can request the change by emailing [email protected].
Include the following details:
Your name
Company name
Partner ID
Preferred commission plan (Maximiser or Variable)
Important
Connective requires 30 days’ notice to process your change request.
You can change plans a maximum of two (2) times per year.
Need help?
If you need help choosing or changing your commission plan, contact your Partnership Manager or email [email protected].